No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $557.1M | $490.0M | $320.5M | $61.8M | $1.8M | 0.66% | 3.59% | 1.65% |
| Q1 2026 | $447.2M | $392.8M | $251.6M | $50.7M | $986K | 0.89% | 3.88% | 1.93% |
| Q4 2025 | $435.9M | $380.8M | $271.6M | $50.1M | $1.5M | 0.34% | 3.90% | 2.42% |
| Q3 2025 | $447.7M | $393.0M | $263.8M | $50.4M | $1.7M | 0.51% | 3.82% | 1.36% |
| Q2 2025 | $450.4M | $386.0M | $262.4M | $61.1M | $1.1M | 0.50% | 3.85% | 1.37% |
| Q1 2025 | $459.4M | $396.2M | $275.8M | $60.4M | $377K | 0.32% | 3.46% | 1.09% |
| Q4 2024 | $469.5M | $407.0M | $292.0M | $59.7M | $-1.6M | -0.35% | 3.27% | 1.08% |
| Q3 2024 | $412.7M | $378.5M | $303.7M | $31.6M | $-504K | -0.16% | 3.22% | 0.25% |
Loan mix (Q2 2026): real estate $295.4M · commercial $22.0M · consumer $5.4M · securities $34.0M
| Ratio | Chickasaw Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.66% | 1.28% | 15th | |
Return on equity Annualized net income ÷ equity or net worth | 5.8% | 12.4% | 14th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.59% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 85.4% | 61.2% | 93th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Chickasaw Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Chickasaw Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Chickasaw Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Chickasaw Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.