| Metric | Casey State Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.1% | +4.4% | -1.3 pts |
| Deposit growth (YoY) | +2.2% | +4.0% | -1.7 pts |
| Loan growth (YoY) | +5.0% | +5.6% | -0.5 pts |
| ROA | 1.68% | 1.24% | +0.4 pts |
| ROE | 16.2% | 11.9% | +4.3 pts |
ROA ranks in the 75th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $496.7M | $442.8M | $384.2M | $51.7M | $4.2M | 1.68% | 4.29% | 0.80% |
| Q1 2026 | $506.4M | $451.8M | $377.3M | $52.5M | $2.2M | 1.75% | 4.24% | 0.38% |
| Q4 2025 | $484.3M | $431.6M | $375.8M | $50.4M | $8.7M | 1.82% | 4.21% | 0.20% |
| Q3 2025 | $485.7M | $434.3M | $371.1M | $49.1M | $6.7M | 1.85% | 4.16% | 0.24% |
| Q2 2025 | $481.9M | $433.2M | $365.8M | $46.4M | $4.4M | 1.83% | 4.10% | 0.21% |
| Q1 2025 | $476.6M | $427.9M | $363.8M | $46.6M | $2.0M | 1.70% | 4.02% | 0.13% |
| Q4 2024 | $478.3M | $431.8M | $365.3M | $44.4M | $6.3M | 1.32% | 3.51% | 0.12% |
| Q3 2024 | $485.1M | $437.9M | $355.6M | $45.1M | $4.6M | 1.27% | 3.41% | 0.79% |
Loan mix (Q2 2026): real estate $200.2M · commercial $84.1M · consumer $32.6M · securities $63.2M
| Ratio | Casey State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.68% | 1.24% | 75th | |
Return on equity Annualized net income ÷ equity or net worth | 16.2% | 11.9% | 74th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.29% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.9% | 62.9% | 22th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Casey State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Casey State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Casey State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Casey State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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