No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $484.7M | $363.1M | $441.7M | $40.7M | $-467K | -0.19% | 2.52% | 0.03% |
| Q1 2026 | $490.5M | $375.2M | $437.4M | $43.2M | $613K | 0.50% | 2.43% | 0.03% |
| Q4 2025 | $496.9M | $375.6M | $428.0M | $43.1M | $2.1M | 0.44% | 2.36% | 0.03% |
| Q3 2025 | $487.9M | $378.0M | $419.2M | $42.9M | $1.7M | 0.46% | 2.32% | 0.02% |
| Q2 2025 | $476.0M | $373.9M | $397.4M | $42.6M | $812K | 0.34% | 2.18% | 0.02% |
| Q1 2025 | $486.0M | $372.3M | $415.5M | $42.7M | $339K | 0.28% | 2.18% | 0.03% |
| Q4 2024 | $474.1M | $368.6M | $407.1M | $40.8M | $1.9M | 0.43% | 2.11% | 0.03% |
| Q3 2024 | $461.3M | $350.4M | $386.4M | $40.1M | $1.3M | 0.40% | 2.03% | 0.04% |
Loan mix (Q2 2026): real estate $228.3M · commercial $2.0M · consumer $212.5M · securities $1.6M
| Ratio | American Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | -0.19% | 1.24% | 3th | |
Return on equity Annualized net income ÷ equity or net worth | -2.2% | 11.9% | 3th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.52% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 110.8% | 62.9% | 99th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | American Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | American Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | American Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | American Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.