CharterBench

Carson Bank

BankStateMulvane, KS·Est. 1886·www.carsonbank.com·FDIC #17369Compare ⇄
Total assets
$219.9M
+5.0% YoY
Deposits
$201.6M
+7.7% YoY
Loans
$139.1M
+5.3% YoY
Offices
4
MULVANE BANKSHARES INC
ROA (annualized)
1.33%
peers 1.24%
ROE (annualized)
16.72%
peers 11.87%

Peer comparison 1,900 banks with 100M-500M in assets

MetricCarson BankPeer medianΔ
Asset growth (YoY)+5.0%+4.4%+0.7 pts
Deposit growth (YoY)+7.7%+4.0%+3.8 pts
Loan growth (YoY)+5.3%+5.6%-0.2 pts
ROA1.33%1.24%+0.1 pts
ROE16.7%11.9%+4.9 pts

ROA ranks in the 56th percentile of its peer group · Q2 2026

Profile

Established
1886
Charter
State
Primary regulator
FDIC
Holding company
MULVANE BANKSHARES INC
Specialization
Commercial Lending Specialization
Address
122 W Main St, Mulvane, KS, 67110
County
Sumner
Metro area
Wichita, KS
Offices
4
FDIC cert #
17369
RSSD ID
171656
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$219.9M$201.6M$139.1M$17.4M$1.4M1.33%4.21%0.06%
Q1 2026$213.4M$191.7M$139.1M$16.8M$647K1.24%4.22%0.07%
Q4 2025$204.9M$183.4M$136.6M$16.6M$2.4M1.17%4.06%0.05%
Q3 2025$205.3M$180.6M$135.6M$16.0M$1.7M1.14%4.01%0.13%
Q2 2025$209.3M$187.2M$132.1M$15.3M$1.1M1.15%3.92%0.00%
Q1 2025$199.9M$184.5M$123.7M$14.5M$529K1.09%3.92%0.00%
Q4 2024$189.0M$174.3M$126.9M$13.7M$2.0M1.06%3.65%0.00%
Q3 2024$189.6M$163.5M$124.1M$14.0M$1.4M1.03%3.50%0.00%

Loan mix (Q2 2026): real estate $125.1M · commercial $12.0M · consumer $1.7M · securities $38.5M

Ratio pack Q2 2026 · peer medians from 1900 institutions

Profitability
RatioCarson BankTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.33%Q3 2024 → Q2 20261.24%
Return on equity
Annualized net income ÷ equity or net worth
16.7%Q3 2024 → Q2 202611.9%
Net interest margin
Interest income − interest expense, ÷ assets
4.21%Q3 2024 → Q2 20263.96%
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
65.9%Q3 2024 → Q2 202662.9%
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioCarson BankTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioCarson BankTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioCarson BankTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioCarson BankTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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