Bruning Bank
Total assets
$659.9M
▲ +1.6% YoY
Deposits
$560.4M
▲ +7.3% YoY
Loans
$487.7M
▲ +6.2% YoY
Offices
6
BRUNING BANCSHARES INC
ROA (annualized)
1.23%
peers 1.28%
ROE (annualized)
14.13%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Bruning Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.6% | +4.9% | -3.3 pts |
| Deposit growth (YoY) | +7.3% | +4.3% | +3.0 pts |
| Loan growth (YoY) | +6.2% | +5.3% | +0.8 pts |
| ROA | 1.23% | 1.28% | -0.0 pts |
| ROE | 14.1% | 12.4% | +1.7 pts |
ROA ranks in the 47th percentile of its peer group · Q2 2026
Profile
- Established
- 1891
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- BRUNING BANCSHARES INC
- Specialization
- Agricultural Specialization
- Address
- 104 E Main St, Bruning, NE, 68322
- County
- Thayer
- Offices
- 6
- FDIC cert #
- 18748
- RSSD ID
- 71457
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $659.9M | $560.4M | $487.7M | $60.0M | $4.1M | 1.23% | 3.81% | 0.00% |
| Q1 2026 | $666.8M | $573.9M | $478.4M | $57.3M | $2.0M | 1.19% | 3.74% | 0.00% |
| Q4 2025 | $679.7M | $553.6M | $497.9M | $57.5M | $5.8M | 0.88% | 3.46% | 0.00% |
| Q3 2025 | $673.6M | $517.1M | $479.7M | $54.5M | $3.9M | 0.79% | 3.38% | 0.00% |
| Q2 2025 | $649.3M | $522.2M | $459.4M | $50.9M | $2.3M | 0.71% | 3.35% | 0.00% |
| Q1 2025 | $622.8M | $534.7M | $430.8M | $48.6M | $787K | 0.49% | 3.22% | 0.00% |
| Q4 2024 | $653.0M | $528.0M | $435.3M | $47.1M | $3.7M | 0.59% | 2.81% | 0.00% |
| Q3 2024 | $645.0M | $498.2M | $423.6M | $49.1M | $2.6M | 0.56% | 2.77% | 0.00% |
Loan mix (Q2 2026): real estate $357.7M · commercial $55.3M · consumer $4.5M · securities $129.0M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Bruning Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.23% | 1.28% | 47th | |
Return on equity Annualized net income ÷ equity or net worth | 14.1% | 12.4% | 61th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.81% | 3.89% | 46th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 60.0% | 61.2% | 46th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bruning Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bruning Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bruning Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bruning Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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