| Metric | Broadway National Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -6.5% | +5.5% | -12.0 pts |
| Deposit growth (YoY) | -5.6% | +5.1% | -10.7 pts |
| Loan growth (YoY) | -10.8% | +5.9% | -16.7 pts |
| ROA | 1.74% | 1.26% | +0.5 pts |
| ROE | 20.6% | 12.2% | +8.5 pts |
ROA ranks in the 80th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $5.42B | $4.86B | $3.14B | $493.1M | $49.5M | 1.74% | 3.41% | 0.17% |
| Q1 2026 | $5.74B | $5.20B | $3.23B | $471.9M | $22.0M | 1.52% | 3.26% | 0.11% |
| Q4 2025 | $5.89B | $5.33B | $3.27B | $474.5M | $78.0M | 1.35% | 3.24% | 0.44% |
| Q3 2025 | $5.81B | $5.28B | $3.42B | $452.7M | $57.4M | 1.33% | 3.25% | 0.33% |
| Q2 2025 | $5.80B | $5.15B | $3.51B | $420.3M | $35.7M | 1.25% | 3.22% | 0.35% |
| Q1 2025 | $5.67B | $5.18B | $3.44B | $411.6M | $17.0M | 1.19% | 3.19% | 0.37% |
| Q4 2024 | $5.71B | $5.23B | $3.46B | $384.8M | $64.8M | 1.15% | 3.07% | 0.38% |
| Q3 2024 | $5.84B | $5.24B | $3.38B | $408.1M | $45.3M | 1.07% | 3.03% | 0.33% |
Loan mix (Q2 2026): real estate $2.48B · commercial $335.2M · consumer $168.7M · securities $1.65B
| Ratio | Broadway National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.74% | 1.26% | 80th | |
Return on equity Annualized net income ÷ equity or net worth | 20.6% | 12.2% | 92th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.41% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 57.9% | 59.0% | 45th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Broadway National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Broadway National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Broadway National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Broadway National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.