CharterBench

Bessemer Trust Company

BankStateWoodbridge, NJ·Est. 1907·www.bessemertrust.com·FDIC #20015Compare ⇄
Total assets
$2.36B
+37.2% YoY
Deposits
$2.21B
+39.5% YoY
Loans
$246.3M
-5.1% YoY
Offices
1
BESSEMER GROUP INC THE
ROA (annualized)
1.95%
peers 1.26%
ROE (annualized)
30.50%
peers 12.17%

Peer comparison 887 banks with 1B-10B in assets

MetricBessemer Trust CompanyPeer medianΔ
Asset growth (YoY)+37.2%+5.5%+31.8 pts
Deposit growth (YoY)+39.5%+5.1%+34.4 pts
Loan growth (YoY)-5.1%+5.9%-11.0 pts
ROA1.95%1.26%+0.7 pts
ROE30.5%12.2%+18.3 pts

ROA ranks in the 87th percentile of its peer group · Q2 2026

Profile

Established
1907
Charter
State
Primary regulator
FDIC
Holding company
BESSEMER GROUP INC THE
Specialization
All Other Over 1 Billion
Address
100 Woodbridge Center Dr, Woodbridge, NJ, 07095
County
Middlesex
Metro area
New York-Newark-Jersey City, NY-NJ-PA
Offices
1
FDIC cert #
20015
RSSD ID
7009
Latest call report
Q2 2026

Total assets last 8 quarters

Q3 2024 → Q2 2026

Deposits last 8 quarters

Q3 2024 → Q2 2026

Quarterly financials FDIC call report

QuarterAssetsDepositsLoansEquityNet income YTDROANIMNonperforming
Q2 2026$2.36B$2.21B$246.3M$131.6M$19.6M1.95%0.79%0.00%
Q1 2026$1.79B$1.64B$250.3M$130.1M$9.5M2.08%0.85%0.00%
Q4 2025$1.86B$1.72B$257.8M$123.9M$38.3M2.64%1.10%0.00%
Q3 2025$1.75B$1.60B$238.8M$127.8M$28.8M2.85%1.22%0.00%
Q2 2025$1.72B$1.58B$259.6M$124.1M$18.4M3.04%1.31%0.00%
Q1 2025$1.01B$747.3M$249.6M$121.4M$9.8M4.08%1.50%0.00%
Q4 2024$903.5M$775.4M$266.0M$114.2M$35.5M5.59%2.75%0.00%
Q3 2024$633.4M$501.8M$279.0M$117.1M$24.8M5.84%3.25%0.00%

Loan mix (Q2 2026): real estate $0 · commercial $47.5M · consumer $147.3M · securities $1.55B

Ratio pack Q2 2026 · peer medians from 887 institutions

Profitability
RatioBessemer Trust CompanyTrend (8q)Peer medianPeer percentile
Return on assets
Annualized net income ÷ assets
1.95%Q3 2024 → Q2 20261.26%
87th
Return on equity
Annualized net income ÷ equity or net worth
30.5%Q3 2024 → Q2 202612.2%
98th
Net interest margin
Interest income − interest expense, ÷ assets
0.79%Q3 2024 → Q2 20263.70%
1th
Efficiency ratio
Operating expense ÷ revenue — lower is leaner
70.3%Q3 2024 → Q2 202659.0%
79th
Non-interest income share
Fees and other income as a share of total revenue
00.0%
00.0%
Cost of funds
Annualized interest expense ÷ deposits
00.0%
00.0%
Balance sheet
RatioBessemer Trust CompanyTrend (8q)Peer medianPeer percentile
Loan-to-deposit
Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand
00.0%
00.0%
Loans-to-assets
How much of the balance sheet is lent out
00.0%
00.0%
Securities-to-assets
Investment portfolio as a share of assets
00.0%
00.0%
Cash-to-assets
On-balance-sheet liquidity
00.0%
00.0%
Capital
RatioBessemer Trust CompanyTrend (8q)Peer medianPeer percentile
Capital ratio
Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7%
00.0%
00.0%
Credit quality
RatioBessemer Trust CompanyTrend (8q)Peer medianPeer percentile
Nonperforming / delinquency
Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans
00.0%
00.0%
Net charge-off rate
Annualized charge-offs net of recoveries ÷ loans
00.0%
00.0%
CRE concentration
Commercial real estate loans ÷ capital. Regulators flag banks above 300%
00.0%
00.0%
Franchise
RatioBessemer Trust CompanyTrend (8q)Peer medianPeer percentile
Assets per office
Branch efficiency; high numbers usually mean digital-first
00.0%
00.0%
11 more ratios, with trends and peer percentiles.

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