Bankers Trust Company
Total assets
$7.83B
▲ +3.8% YoY
Deposits
$6.72B
▲ +19.3% YoY
Loans
$5.94B
▲ +1.4% YoY
Offices
22
BTC FINANCIAL CORP
ROA (annualized)
1.08%
peers 1.26%
ROE (annualized)
11.28%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Bankers Trust Company | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.8% | +5.5% | -1.6 pts |
| Deposit growth (YoY) | +19.3% | +5.1% | +14.2 pts |
| Loan growth (YoY) | +1.4% | +5.9% | -4.5 pts |
| ROA | 1.08% | 1.26% | -0.2 pts |
| ROE | 11.3% | 12.2% | -0.9 pts |
ROA ranks in the 35th percentile of its peer group · Q2 2026
Profile
- Established
- 1917
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- BTC FINANCIAL CORP
- Specialization
- Commercial Lending Specialization
- Address
- 453 7th St, Des Moines, IA, 50309
- County
- Polk
- Metro area
- Des Moines-West Des Moines, IA
- Offices
- 22
- FDIC cert #
- 953
- RSSD ID
- 811046
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $7.83B | $6.72B | $5.94B | $743.2M | $40.9M | 1.08% | 3.02% | 0.24% |
| Q1 2026 | $7.47B | $5.85B | $5.81B | $718.1M | $20.0M | 1.07% | 3.06% | 0.13% |
| Q4 2025 | $7.49B | $6.06B | $5.81B | $716.3M | $81.3M | 1.10% | 3.00% | 0.04% |
| Q3 2025 | $7.49B | $5.73B | $5.77B | $689.5M | $58.6M | 1.06% | 2.96% | 0.04% |
| Q2 2025 | $7.54B | $5.63B | $5.86B | $654.5M | $36.4M | 0.99% | 2.92% | 0.02% |
| Q1 2025 | $7.35B | $5.72B | $5.73B | $634.3M | $17.1M | 0.94% | 2.86% | 0.05% |
| Q4 2024 | $7.17B | $5.81B | $5.61B | $612.6M | $60.3M | 0.88% | 2.71% | 0.05% |
| Q3 2024 | $7.07B | $5.27B | $5.45B | $623.1M | $43.8M | 0.86% | 2.65% | 0.09% |
Loan mix (Q2 2026): real estate $4.17B · commercial $1.45B · consumer $25.1M · securities $1.21B
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Bankers Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.08% | 1.26% | 35th | |
Return on equity Annualized net income ÷ equity or net worth | 11.3% | 12.2% | 43th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.02% | 3.70% | 16th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 58.5% | 59.0% | 48th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bankers Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bankers Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bankers Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bankers Trust Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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