Preferred Bank
Total assets
$7.73B
▲ +6.2% YoY
Deposits
$6.48B
▲ +6.5% YoY
Loans
$6.20B
▲ +9.3% YoY
Offices
17
ROA (annualized)
1.69%
peers 1.26%
ROE (annualized)
16.49%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Preferred Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +6.2% | +5.5% | +0.7 pts |
| Deposit growth (YoY) | +6.5% | +5.1% | +1.4 pts |
| Loan growth (YoY) | +9.3% | +5.9% | +3.4 pts |
| ROA | 1.69% | 1.26% | +0.4 pts |
| ROE | 16.5% | 12.2% | +4.3 pts |
ROA ranks in the 78th percentile of its peer group · Q2 2026
Profile
- Established
- 1991
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 601 S Figueroa St, Los Angeles, CA, 90017
- County
- Los Angeles
- Metro area
- Los Angeles-Long Beach-Anaheim, CA
- Offices
- 17
- FDIC cert #
- 33539
- RSSD ID
- 1918344
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $7.73B | $6.48B | $6.20B | $793.5M | $64.7M | 1.69% | 3.64% | 1.32% |
| Q1 2026 | $7.66B | $6.43B | $6.06B | $770.2M | $31.1M | 1.63% | 3.53% | 2.25% |
| Q4 2025 | $7.60B | $6.35B | $5.99B | $789.5M | $133.6M | 1.84% | 3.85% | 0.72% |
| Q3 2025 | $7.47B | $6.24B | $5.81B | $775.6M | $98.8M | 1.83% | 3.85% | 0.94% |
| Q2 2025 | $7.28B | $6.08B | $5.67B | $747.7M | $62.9M | 1.77% | 3.77% | 0.91% |
| Q1 2025 | $7.10B | $6.08B | $5.57B | $778.6M | $30.0M | 1.71% | 3.69% | 1.30% |
| Q4 2024 | $6.92B | $5.92B | $5.58B | $763.2M | $130.7M | 1.92% | 4.14% | 0.35% |
| Q3 2024 | $6.87B | $5.87B | $5.51B | $750.1M | $100.4M | 1.97% | 4.14% | 0.50% |
Loan mix (Q2 2026): real estate $4.57B · commercial $1.67B · consumer $0 · securities $544.1M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Preferred Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.69% | 1.26% | 78th | |
Return on equity Annualized net income ÷ equity or net worth | 16.5% | 12.2% | 81th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.64% | 3.70% | 46th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 33.0% | 59.0% | 4th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Preferred Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Preferred Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Preferred Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Preferred Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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