Bank of Gueydan
Total assets
$69.2M
▼ -4.8% YoY
Deposits
$53.1M
▼ -6.0% YoY
Loans
$21.6M
▼ -9.8% YoY
Offices
1
GUEYDAN BANCSHARES INC
ROA (annualized)
0.72%
peers 0.99%
ROE (annualized)
3.25%
peers 8.07%
Peer comparison 537 banks with <100M in assets
| Metric | Bank of Gueydan | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -4.8% | +3.0% | -7.8 pts |
| Deposit growth (YoY) | -6.0% | +2.5% | -8.5 pts |
| Loan growth (YoY) | -9.8% | +2.6% | -12.4 pts |
| ROA | 0.72% | 0.99% | -0.3 pts |
| ROE | 3.3% | 8.1% | -4.8 pts |
ROA ranks in the 37th percentile of its peer group · Q2 2026
Profile
- Established
- 1927
- Charter
- State
- Primary regulator
- FED
- Holding company
- GUEYDAN BANCSHARES INC
- Specialization
- Agricultural Specialization
- Address
- 111 Main St, Gueydan, LA, 70542
- County
- Vermilion
- Metro area
- Lafayette, LA
- Offices
- 1
- FDIC cert #
- 8144
- RSSD ID
- 603232
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $69.2M | $53.1M | $21.6M | $15.5M | $253K | 0.72% | 3.38% | 2.20% |
| Q1 2026 | $71.0M | $55.0M | $20.4M | $15.4M | $131K | 0.75% | 3.30% | 2.45% |
| Q4 2025 | $69.3M | $53.0M | $23.7M | $15.8M | $668K | 0.94% | 3.27% | 2.44% |
| Q3 2025 | $71.1M | $54.8M | $25.0M | $15.7M | $503K | 0.93% | 3.23% | 2.32% |
| Q2 2025 | $72.7M | $56.5M | $24.0M | $15.4M | $275K | 0.76% | 3.21% | 2.67% |
| Q1 2025 | $72.2M | $56.2M | $24.6M | $15.3M | $204K | 1.14% | 3.22% | 2.74% |
| Q4 2024 | $71.1M | $55.2M | $25.2M | $15.1M | $-595K | -0.81% | 2.83% | 3.86% |
| Q3 2024 | $73.4M | $56.3M | $25.5M | $15.9M | $150K | 0.27% | 2.72% | 3.83% |
Loan mix (Q2 2026): real estate $8.4M · commercial $5.5M · consumer $4.8M · securities $44.2M
Ratio pack Q2 2026 · peer medians from 537 institutions
Profitability
| Ratio | Bank of Gueydan | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.72% | 0.99% | 37th | |
Return on equity Annualized net income ÷ equity or net worth | 3.3% | 8.1% | 25th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.38% | 3.88% | 25th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.6% | 70.8% | 31th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bank of Gueydan | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bank of Gueydan | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bank of Gueydan | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bank of Gueydan | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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