All America Bank
Total assets
$611.5M
▲ +1.0% YoY
Deposits
$546.3M
▲ +0.9% YoY
Loans
$434.3M
▼ -6.8% YoY
Offices
7
ROA (annualized)
0.94%
peers 1.28%
ROE (annualized)
9.01%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | All America Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +1.0% | +4.9% | -3.9 pts |
| Deposit growth (YoY) | +0.9% | +4.3% | -3.4 pts |
| Loan growth (YoY) | -6.8% | +5.3% | -12.2 pts |
| ROA | 0.94% | 1.28% | -0.3 pts |
| ROE | 9.0% | 12.4% | -3.4 pts |
ROA ranks in the 27th percentile of its peer group · Q2 2026
Profile
- Established
- 1969
- Charter
- State
- Primary regulator
- FDIC
- Specialization
- Commercial Lending Specialization
- Address
- 200 S Rockwell Ave, Oklahoma City, OK, 73128
- County
- Oklahoma
- Metro area
- Oklahoma City, OK
- Offices
- 7
- FDIC cert #
- 20093
- RSSD ID
- 25357
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $611.5M | $546.3M | $434.3M | $63.7M | $2.9M | 0.94% | 3.95% | 4.08% |
| Q1 2026 | $615.0M | $550.5M | $448.8M | $63.0M | $1.5M | 0.97% | 4.08% | 3.88% |
| Q4 2025 | $593.7M | $528.4M | $462.4M | $63.6M | $4.7M | 0.79% | 3.87% | 4.30% |
| Q3 2025 | $599.7M | $534.2M | $449.2M | $63.2M | $3.3M | 0.74% | 3.84% | 4.42% |
| Q2 2025 | $605.4M | $541.2M | $466.0M | $62.0M | $1.8M | 0.59% | 3.78% | 3.76% |
| Q1 2025 | $612.8M | $548.7M | $476.2M | $61.8M | $931K | 0.62% | 4.13% | 2.98% |
| Q4 2024 | $595.4M | $531.2M | $485.4M | $61.6M | $4.6M | 0.75% | 3.68% | 3.16% |
| Q3 2024 | $594.7M | $530.1M | $471.0M | $61.9M | $3.3M | 0.72% | 3.63% | 2.94% |
Loan mix (Q2 2026): real estate $363.8M · commercial $15.2M · consumer $8.6M · securities $118.4M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | All America Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.94% | 1.28% | 27th | |
Return on equity Annualized net income ÷ equity or net worth | 9.0% | 12.4% | 27th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.95% | 3.89% | 53th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 66.2% | 61.2% | 65th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | All America Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | All America Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | All America Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | All America Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Quail Creek BankOklahoma City, OK · $831.2M
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- SpiritBankTulsa, OK · $912.8M
- F&M BankEdmond, OK · $915.3M
- Valliance BankOklahoma City, OK · $923.3M
- Security BankTulsa, OK · $939.0M
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