AbbyBank
Total assets
$662.2M
▲ +0.4% YoY
Deposits
$580.2M
▲ +4.2% YoY
Loans
$435.3M
▲ +2.5% YoY
Offices
9
ABBY BCORP INC
ROA (annualized)
0.86%
peers 1.28%
ROE (annualized)
11.04%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | AbbyBank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +0.4% | +4.9% | -4.5 pts |
| Deposit growth (YoY) | +4.2% | +4.3% | -0.2 pts |
| Loan growth (YoY) | +2.5% | +5.3% | -2.9 pts |
| ROA | 0.86% | 1.28% | -0.4 pts |
| ROE | 11.0% | 12.4% | -1.4 pts |
ROA ranks in the 24th percentile of its peer group · Q2 2026
Profile
- Established
- 1968
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- ABBY BCORP INC
- Specialization
- Commercial Lending Specialization
- Address
- 401 E Spruce St, Abbotsford, WI, 54405
- County
- Marathon
- Metro area
- Wausau-Weston, WI
- Offices
- 9
- FDIC cert #
- 19795
- RSSD ID
- 198149
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $662.2M | $580.2M | $435.3M | $52.5M | $2.8M | 0.86% | 3.49% | 0.98% |
| Q1 2026 | $650.7M | $565.3M | $419.7M | $50.9M | $1.1M | 0.69% | 3.36% | 1.14% |
| Q4 2025 | $656.8M | $571.9M | $425.5M | $50.4M | $4.6M | 0.71% | 3.25% | 1.11% |
| Q3 2025 | $650.2M | $555.2M | $424.3M | $48.5M | $3.2M | 0.65% | 3.18% | 1.12% |
| Q2 2025 | $659.5M | $557.1M | $424.9M | $46.0M | $1.8M | 0.55% | 3.08% | 1.17% |
| Q1 2025 | $647.1M | $549.8M | $424.4M | $44.0M | $435K | 0.27% | 2.91% | 0.90% |
| Q4 2024 | $658.2M | $542.5M | $425.0M | $41.8M | $2.7M | 0.41% | 2.70% | 0.74% |
| Q3 2024 | $658.6M | $540.7M | $433.4M | $44.4M | $1.5M | 0.31% | 2.64% | 0.88% |
Loan mix (Q2 2026): real estate $387.6M · commercial $28.4M · consumer $866K · securities $135.3M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | AbbyBank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.86% | 1.28% | 24th | |
Return on equity Annualized net income ÷ equity or net worth | 11.0% | 12.4% | 40th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.49% | 3.89% | 29th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 68.8% | 61.2% | 71th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | AbbyBank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | AbbyBank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | AbbyBank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | AbbyBank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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