| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | Bank | 28 | $3.66B | 16.51% |
| 2 | KeyBank National Association | Bank | 25 | $2.55B | 11.48% |
| 3 | Empower Federal Credit Union | Credit union | 16 | $2.39B* | 10.77% |
| 4 | JPMorgan Chase Bank, National Association | Bank | 12 | $1.83B | 8.24% |
| 5 | NBT Bank, National Association | Bank | 20 | $1.57B | 7.06% |
| 6 | Community Bank, National Association | Bank | 17 | $1.48B | 6.69% |
| 7 | Bank of America, National Association | Bank | 7 | $1.20B | 5.40% |
| 8 | Pathfinder Bank | Bank | 12 | $1.18B | 5.32% |
| 9 | Solvay Bank | Bank | 10 | $1.07B | 4.83% |
| 10 | Americu Credit Union | Credit union | 9 | $1.04B* | 4.68% |
| 30 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $22.20B | 40 | 228 | Manufacturers and Traders Trust Company | 16.5% | 811 |
| 2025 | $21.36B | 39 | 224 | Manufacturers and Traders Trust Company | 16.6% | 822 |
| 2024 | $20.72B | 41 | 225 | Manufacturers and Traders Trust Company | 17.9% | 836 |
| 2023 | $20.97B | 39 | 225 | Manufacturers and Traders Trust Company | 17.6% | 839 |
| 2022 | $21.89B | 38 | 220 | Manufacturers and Traders Trust Company | 18.9% | 869 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.