| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | Bank | 28 | $3.55B | 16.60% |
| 2 | KeyBank National Association | Bank | 25 | $2.42B | 11.34% |
| 3 | Empower Federal Credit Union | Credit union | 16 | $2.37B* | 11.09% |
| 4 | JPMorgan Chase Bank, National Association | Bank | 12 | $1.76B | 8.26% |
| 5 | NBT Bank, National Association | Bank | 20 | $1.44B | 6.76% |
| 6 | Community Bank, National Association | Bank | 16 | $1.34B | 6.28% |
| 7 | Pathfinder Bank | Bank | 12 | $1.23B | 5.75% |
| 8 | Bank of America, National Association | Bank | 7 | $1.22B | 5.70% |
| 9 | Americu Credit Union | Credit union | 9 | $1.15B* | 5.39% |
| 10 | Solvay Bank | Bank | 9 | $1.06B | 4.95% |
| 29 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $21.36B | 39 | 224 | Manufacturers and Traders Trust Company | 16.6% | 822 |
| 2024 | $20.52B | 40 | 224 | Manufacturers and Traders Trust Company | 18.0% | 850 |
| 2023 | $20.63B | 38 | 224 | Manufacturers and Traders Trust Company | 17.9% | 860 |
| 2022 | $21.56B | 37 | 219 | Manufacturers and Traders Trust Company | 19.2% | 891 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.