| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Carolina Bank | Bank | 1 | $1.68B | 29.53% |
| 2 | State Employees' Credit Union | Credit union | 5 | $878.7M* | 15.48% |
| 3 | Providence Bank | Bank | 4 | $714.9M | 12.60% |
| 4 | Southern Bank and Trust Company | Bank | 7 | $685.2M | 12.07% |
| 5 | Truist Bank | Bank | 3 | $419.4M | 7.39% |
| 6 | PNC Bank, National Association | Bank | 5 | $395.8M | 6.97% |
| 7 | Wells Fargo Bank, National Association | Bank | 2 | $225.5M | 3.97% |
| 8 | Coastal Federal Credit Union | Credit union | 1 | $225.3M* | 3.97% |
| 9 | First-Citizens Bank & Trust Company | Bank | 1 | $125.3M | 2.21% |
| 10 | United Bank | Bank | 2 | $119.5M | 2.11% |
| 6 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $5.67B | 16 | 40 | First Carolina Bank | 29.5% | 1,563 |
| 2024 | $5.17B | 16 | 41 | First Carolina Bank | 26.6% | 1,449 |
| 2023 | $5.09B | 16 | 42 | First Carolina Bank | 22.8% | 1,334 |
| 2022 | $4.49B | 16 | 43 | State Employees' Credit Union | 20.9% | 1,218 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.