| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 5 | $935.1M* | 17.94% |
| 2 | First Carolina Bank | Bank | 1 | $926.2M | 17.77% |
| 3 | Providence Bank | Bank | 4 | $809.3M | 15.53% |
| 4 | Southern Bank and Trust Company | Bank | 7 | $700.8M | 13.44% |
| 5 | Truist Bank | Bank | 3 | $439.9M | 8.44% |
| 6 | PNC Bank, National Association | Bank | 5 | $400.5M | 7.68% |
| 7 | Coastal Federal Credit Union | Credit union | 1 | $255.3M* | 4.90% |
| 8 | Wells Fargo Bank, National Association | Bank | 2 | $240.1M | 4.61% |
| 9 | First-Citizens Bank & Trust Company | Bank | 1 | $154.3M | 2.96% |
| 10 | United Bank | Bank | 2 | $123.0M | 2.36% |
| 7 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $5.21B | 17 | 41 | State Employees' Credit Union | 17.9% | 1,253 |
| 2025 | $5.67B | 16 | 40 | First Carolina Bank | 29.5% | 1,563 |
| 2024 | $5.17B | 16 | 41 | First Carolina Bank | 26.6% | 1,449 |
| 2023 | $5.10B | 16 | 42 | First Carolina Bank | 22.8% | 1,335 |
| 2022 | $4.50B | 16 | 43 | State Employees' Credit Union | 20.9% | 1,220 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.