| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Truist Bank | Bank | 11 | $1.27B | 17.54% |
| 2 | Wells Fargo Bank, National Association | Bank | 7 | $1.07B | 14.80% |
| 3 | Bank of the James | Bank | 13 | $791.9M | 10.92% |
| 4 | First National Bank | Bank | 11 | $718.0M | 9.90% |
| 5 | Virginia Federal Credit Union | Credit union | 3 | $436.8M* | 6.02% |
| 6 | Atlantic Union Bank | Bank | 4 | $395.0M | 5.45% |
| 7 | Select Bank | Bank | 4 | $378.0M | 5.21% |
| 8 | Bank of America, National Association | Bank | 1 | $344.3M | 4.75% |
| 9 | Carter Bank & Trust | Bank | 6 | $318.9M | 4.40% |
| 10 | The Farmers Bank of Appomattox | Bank | 4 | $229.9M | 3.17% |
| 16 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $7.25B | 26 | 98 | Truist Bank | 17.5% | 924 |
| 2025 | $6.93B | 26 | 98 | Truist Bank | 18.2% | 943 |
| 2024 | $7.02B | 25 | 94 | Truist Bank | 19.5% | 1,049 |
| 2023 | $6.90B | 26 | 95 | Truist Bank | 20.7% | 1,116 |
| 2022 | $7.17B | 25 | 96 | Wells Fargo Bank, National Association | 21.0% | 1,217 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.