| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | ACNB Bank | Bank | 10 | $1.07B | 51.91% |
| 2 | PNC Bank, National Association | Bank | 4 | $516.6M | 24.98% |
| 3 | Members 1St Federal Credit Union | Credit union | 2 | $237.8M* | 11.50% |
| 4 | Manufacturers and Traders Trust Company | Bank | 2 | $114.1M | 5.52% |
| 5 | Belco Community Credit Union | Credit union | 1 | $63.4M* | 3.07% |
| 6 | Truist Bank | Bank | 1 | $62.7M | 3.03% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.07B | 6 | 20 | ACNB Bank | 51.9% | 3,500 |
| 2024 | $1.94B | 6 | 20 | ACNB Bank | 51.0% | 3,445 |
| 2023 | $1.99B | 6 | 20 | ACNB Bank | 52.0% | 3,533 |
| 2022 | $2.18B | 6 | 24 | ACNB Bank | 53.1% | 3,579 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.