| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Highlands Bank | Bank | 2 | $62.4M | 37.30% |
| 2 | Mountain Valley Bank, N.A. | Bank | 1 | $52.9M | 31.60% |
| 3 | Citizens Bank of West Virginia, Inc. | Bank | 1 | $52.0M | 31.10% |
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $167.3M | 3 | 4 | Highlands Bank | 37.3% | 3,357 |
| 2024 | $153.1M | 3 | 4 | Highlands Bank | 37.0% | 3,359 |
| 2023 | $148.9M | 3 | 4 | Highlands Bank | 36.2% | 3,362 |
| 2022 | $142.9M | 3 | 4 | Mountain Valley Bank, N.A. | 37.4% | 3,393 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.