| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First United Bank & Trust | Bank | 2 | $140.1M | 26.12% |
| 2 | Manufacturers and Traders Trust Company | Bank | 2 | $84.3M | 15.73% |
| 3 | First Peoples Community Federal Credit Union | Credit union | 3 | $81.1M* | 15.12% |
| 4 | Truist Bank | Bank | 1 | $72.5M | 13.51% |
| 5 | Highlands Bank | Bank | 1 | $47.4M | 8.84% |
| 6 | Wepco Federal Credit Union | Credit union | 1 | $46.5M* | 8.67% |
| 7 | Chessie Federal Credit Union | Credit union | 1 | $45.7M* | 8.53% |
| 8 | FNB Bank, Inc. | Bank | 1 | $18.6M | 3.47% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $536.2M | 8 | 12 | First United Bank & Trust | 26.1% | 1,579 |
| 2024 | $516.0M | 8 | 12 | First United Bank & Trust | 26.7% | 1,600 |
| 2023 | $500.3M | 8 | 12 | First United Bank & Trust | 23.6% | 1,520 |
| 2022 | $501.7M | 8 | 12 | First United Bank & Trust | 23.9% | 1,532 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.