| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Highlands Community Bank | Bank | 1 | $123.7M | 28.92% |
| 2 | Truist Bank | Bank | 1 | $110.5M | 25.83% |
| 3 | Atlantic Union Bank | Bank | 1 | $84.7M | 19.81% |
| 4 | Jackson River Community Credit Union | Credit union | 1 | $55.7M* | 13.03% |
| 5 | Peoples Bank | Bank | 1 | $53.1M | 12.41% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $427.6M | 5 | 5 | Highlands Community Bank | 28.9% | 2,220 |
| 2025 | $437.2M | 5 | 5 | Highlands Community Bank | 29.4% | 2,245 |
| 2024 | $420.1M | 5 | 5 | Highlands Community Bank | 32.1% | 2,316 |
| 2023 | $414.1M | 5 | 5 | Highlands Community Bank | 31.8% | 2,334 |
| 2022 | $462.5M | 6 | 6 | Highlands Community Bank | 28.7% | 1,977 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.