| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | University Of Va Community CU | Credit union | 1 | $97.6M* | 39.90% |
| 2 | Atlantic Union Bank | Bank | 1 | $79.8M | 32.62% |
| 3 | Truist Bank | Bank | 1 | $64.2M | 26.25% |
| 4 | Bank of the James | Bank | 1 | $3.0M | 1.23% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $244.6M | 4 | 4 | University Of Va Community CU | 39.9% | 3,347 |
| 2024 | $239.6M | 3 | 3 | Atlantic Union Bank | 38.8% | 3,404 |
| 2023 | $215.5M | 3 | 3 | Atlantic Union Bank | 39.5% | 3,408 |
| 2022 | $282.0M | 4 | 4 | Atlantic Union Bank | 36.3% | 2,688 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.