| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Bank of Botetourt | Bank | 4 | $372.9M | 40.48% |
| 2 | First Bank | Bank | 6 | $199.8M | 21.69% |
| 3 | Virginia Federal Credit Union | Credit union | 1 | $141.5M* | 15.36% |
| 4 | First-Citizens Bank & Trust Company | Bank | 1 | $76.5M | 8.30% |
| 5 | Freedom First Federal Credit Union | Credit union | 1 | $60.5M* | 6.57% |
| 6 | HomeTrust Bank | Bank | 1 | $37.2M | 4.03% |
| 7 | Blue Eagle Credit Union | Credit union | 1 | $30.9M* | 3.35% |
| 8 | Bank of the James | Bank | 1 | $1.9M | 0.21% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $921.2M | 8 | 16 | Bank of Botetourt | 40.5% | 2,485 |
| 2024 | $821.0M | 8 | 16 | Bank of Botetourt | 40.0% | 2,545 |
| 2023 | $720.1M | 7 | 15 | Bank of Botetourt | 44.7% | 3,101 |
| 2022 | $686.8M | 6 | 14 | Bank of Botetourt | 43.4% | 3,219 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.