| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Bank of Botetourt | Bank | 4 | $377.8M | 39.32% |
| 2 | First Bank | Bank | 6 | $205.0M | 21.34% |
| 3 | Virginia Federal Credit Union | Credit union | 1 | $145.6M* | 15.16% |
| 4 | First-Citizens Bank & Trust Company | Bank | 1 | $87.6M | 9.12% |
| 5 | Freedom First Federal Credit Union | Credit union | 1 | $66.9M* | 6.96% |
| 6 | Blue Eagle Credit Union | Credit union | 1 | $40.5M* | 4.22% |
| 7 | HomeTrust Bank | Bank | 1 | $35.6M | 3.71% |
| 8 | Bank of the James | Bank | 1 | $1.7M | 0.17% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $960.6M | 8 | 16 | Bank of Botetourt | 39.3% | 2,395 |
| 2025 | $921.2M | 8 | 16 | Bank of Botetourt | 40.5% | 2,485 |
| 2024 | $821.0M | 8 | 16 | Bank of Botetourt | 40.0% | 2,545 |
| 2023 | $722.2M | 7 | 15 | Bank of Botetourt | 44.5% | 3,086 |
| 2022 | $687.1M | 6 | 14 | Bank of Botetourt | 43.4% | 3,216 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.