| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Truist Bank | Bank | 2 | $229.0M | 36.38% |
| 2 | Wells Fargo Bank, National Association | Bank | 1 | $139.0M | 22.07% |
| 3 | Bank of the James | Bank | 2 | $119.6M | 19.00% |
| 4 | Carter Bank & Trust | Bank | 1 | $35.8M | 5.68% |
| 5 | First National Bank | Bank | 1 | $35.8M | 5.68% |
| 6 | Central Virginia Federal Credit Union | Credit union | 1 | $34.2M* | 5.44% |
| 7 | Beacon Credit Union, Incorporated Credit Union | Credit union | 1 | $31.1M* | 4.94% |
| 8 | Woodforest National Bank | Bank | 1 | $5.2M | 0.82% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $629.6M | 8 | 10 | Truist Bank | 36.4% | 2,291 |
| 2025 | $609.4M | 8 | 10 | Truist Bank | 37.5% | 2,341 |
| 2024 | $603.9M | 8 | 10 | Truist Bank | 36.5% | 2,304 |
| 2023 | $584.5M | 8 | 10 | Truist Bank | 36.6% | 2,241 |
| 2022 | $588.9M | 8 | 10 | Truist Bank | 35.7% | 2,219 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.