| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | Bank | 1 | $55.7M | 38.36% |
| 2 | Jackson River Community Credit Union | Credit union | 1 | $55.7M* | 38.35% |
| 3 | Highlands Community Bank | Bank | 1 | $33.8M | 23.29% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $145.3M | 3 | 3 | First-Citizens Bank & Trust Company | 38.4% | 3,485 |
| 2025 | $144.1M | 3 | 3 | First-Citizens Bank & Trust Company | 41.4% | 3,528 |
| 2024 | $144.1M | 3 | 3 | First-Citizens Bank & Trust Company | 41.8% | 3,501 |
| 2023 | $149.3M | 3 | 3 | First-Citizens Bank & Trust Company | 38.0% | 3,447 |
| 2022 | $142.1M | 3 | 3 | Jackson River Community Credit Union | 39.2% | 3,402 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.