| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | Bank | 1 | $59.7M | 41.42% |
| 2 | Jackson River Community Credit Union | Credit union | 1 | $52.2M* | 36.23% |
| 3 | Highlands Community Bank | Bank | 1 | $32.2M | 22.35% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $144.1M | 3 | 3 | First-Citizens Bank & Trust Company | 41.4% | 3,528 |
| 2024 | $144.1M | 3 | 3 | First-Citizens Bank & Trust Company | 41.8% | 3,501 |
| 2023 | $149.2M | 3 | 3 | First-Citizens Bank & Trust Company | 38.1% | 3,448 |
| 2022 | $142.0M | 3 | 3 | Jackson River Community Credit Union | 39.2% | 3,400 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.