| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Texas Heritage National Bank | Bank | 2 | $415.1M | 27.06% |
| 2 | Gilmer National Bank, Gilmer, Texas | Bank | 1 | $310.5M | 20.24% |
| 3 | The First National Bank of East Texas | Bank | 4 | $303.7M | 19.80% |
| 4 | Credit Union Of Texas Credit Union | Credit union | 3 | $261.8M* | 17.07% |
| 5 | East Texas Professional Credit Union | Credit union | 2 | $104.6M* | 6.82% |
| 6 | Austin Bank, Texas National Association | Bank | 2 | $91.5M | 5.96% |
| 7 | Prosperity Bank | Bank | 1 | $34.0M | 2.22% |
| 8 | The First National Bank of Hughes Springs | Bank | 1 | $12.9M | 0.84% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.53B | 8 | 16 | Texas Heritage National Bank | 27.1% | 1,913 |
| 2025 | $1.57B | 8 | 16 | Texas Heritage National Bank | 29.0% | 1,922 |
| 2024 | $1.22B | 9 | 15 | Texas Heritage National Bank | 23.7% | 1,869 |
| 2023 | $1.19B | 9 | 15 | Gilmer National Bank, Gilmer, Texas | 28.4% | 1,960 |
| 2022 | $941.6M | 9 | 14 | The First National Bank of East Texas | 30.2% | 2,169 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.