| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Citizens State Bank | Bank | 3 | $160.2M | 36.75% |
| 2 | Rave Financial Credit Union | Credit union | 1 | $68.7M* | 15.76% |
| 3 | Education First Federal Credit Union | Credit union | 1 | $66.6M* | 15.27% |
| 4 | Allegiance Bank | Bank | 1 | $36.0M | 8.27% |
| 5 | First State Bank of Livingston | Bank | 1 | $33.8M | 7.76% |
| 6 | PNC Bank, National Association | Bank | 1 | $32.8M | 7.53% |
| 7 | Eastex Credit Union | Credit union | 1 | $23.1M* | 5.31% |
| 8 | BOM Bank | Bank | 1 | $14.7M | 3.36% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $435.9M | 8 | 10 | Citizens State Bank | 36.8% | 2,057 |
| 2025 | $390.5M | 8 | 10 | Citizens State Bank | 34.6% | 1,929 |
| 2024 | $398.9M | 8 | 10 | Citizens State Bank | 37.0% | 2,054 |
| 2023 | $438.3M | 8 | 10 | Citizens State Bank | 37.0% | 2,103 |
| 2022 | $356.8M | 6 | 8 | Citizens State Bank | 45.0% | 2,749 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.