| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Citizens State Bank | Bank | 1 | $105.2M | 31.90% |
| 2 | The First National Bank of Ballinger | Bank | 1 | $100.2M | 30.38% |
| 3 | Victory Bank | Bank | 1 | $67.1M | 20.37% |
| 4 | 1St Community Federal Credit Union | Credit union | 1 | $32.4M* | 9.83% |
| 5 | West Texas State Bank | Bank | 1 | $24.8M | 7.53% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $329.7M | 5 | 5 | Citizens State Bank | 31.9% | 2,509 |
| 2024 | $321.2M | 5 | 5 | The First National Bank of Ballinger | 31.8% | 2,406 |
| 2023 | $336.0M | 5 | 5 | The First National Bank of Ballinger | 33.1% | 2,448 |
| 2022 | $312.0M | 5 | 5 | The First National Bank of Ballinger | 33.3% | 2,458 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.