| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The First National Bank of Ballinger | Bank | 1 | $108.3M | 25.92% |
| 2 | Citizens State Bank | Bank | 1 | $106.4M | 25.47% |
| 3 | Third Coast Bank | Bank | 1 | $89.0M | 21.30% |
| 4 | Victory Bank | Bank | 1 | $51.7M | 12.37% |
| 5 | 1St Community Federal Credit Union | Credit union | 1 | $32.9M* | 7.87% |
| 6 | West Texas State Bank | Bank | 1 | $29.5M | 7.06% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $417.8M | 6 | 6 | The First National Bank of Ballinger | 25.9% | 2,039 |
| 2025 | $411.2M | 6 | 6 | Citizens State Bank | 25.6% | 2,006 |
| 2024 | $386.1M | 6 | 6 | The First National Bank of Ballinger | 26.5% | 1,947 |
| 2023 | $392.0M | 6 | 6 | The First National Bank of Ballinger | 28.4% | 2,003 |
| 2022 | $365.2M | 6 | 6 | The First National Bank of Ballinger | 28.4% | 2,007 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.