| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Vantage Bank Texas | Bank | 1 | $57.3M | 46.71% |
| 2 | The First State Bank | Bank | 2 | $53.5M | 43.60% |
| 3 | Refugio County Federal Credit Union | Credit union | 1 | $11.9M* | 9.69% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $122.7M | 3 | 4 | Vantage Bank Texas | 46.7% | 4,177 |
| 2025 | $130.2M | 4 | 5 | Vantage Bank Texas | 45.4% | 3,797 |
| 2024 | $128.3M | 4 | 5 | Vantage Bank Texas | 45.9% | 3,784 |
| 2023 | $121.0M | 4 | 5 | The First State Bank | 43.6% | 3,733 |
| 2022 | $123.7M | 4 | 5 | The First State Bank | 47.5% | 3,768 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.