| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Bank of De Kalb | Bank | 1 | $72.5M | 25.82% |
| 2 | Glacier Bank | Bank | 1 | $67.1M | 23.88% |
| 3 | The First National Bank of Tom Bean | Bank | 1 | $41.7M | 14.83% |
| 4 | Red River Employees Federal Credit Union | Credit union | 1 | $40.2M* | 14.30% |
| 5 | First Federal Community Bank, SSB | Bank | 1 | $34.3M | 12.19% |
| 6 | Third Coast Bank | Bank | 1 | $15.8M | 5.64% |
| 7 | Northeast Texas Teachers Federal Credit Union | Credit union | 1 | $9.4M* | 3.33% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $280.9M | 7 | 7 | State Bank of De Kalb | 25.8% | 1,853 |
| 2025 | $278.6M | 7 | 7 | Guaranty Bank & Trust, N.A. | 25.6% | 1,821 |
| 2024 | $268.4M | 7 | 7 | Guaranty Bank & Trust, N.A. | 24.1% | 1,777 |
| 2023 | $268.2M | 7 | 7 | State Bank of De Kalb | 23.7% | 1,733 |
| 2022 | $288.1M | 7 | 7 | State Bank of De Kalb | 26.1% | 1,769 |
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