| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Junction National Bank | Bank | 1 | $84.6M | 49.62% |
| 2 | First State Bank | Bank | 1 | $51.9M | 30.41% |
| 3 | Kerr County Federal Credit Union | Credit union | 1 | $34.1M* | 19.98% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $170.5M | 3 | 3 | Junction National Bank | 49.6% | 3,786 |
| 2025 | $164.1M | 3 | 3 | Junction National Bank | 50.2% | 3,792 |
| 2024 | $166.3M | 3 | 3 | Junction National Bank | 49.1% | 3,797 |
| 2023 | $177.7M | 3 | 3 | Junction National Bank | 45.9% | 3,694 |
| 2022 | $186.3M | 3 | 3 | Junction National Bank | 47.4% | 3,759 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.