| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank of Hereford | Bank | 2 | $201.5M | 33.00% |
| 2 | FirstBank Southwest | Bank | 1 | $162.5M | 26.62% |
| 3 | First Financial Bank | Bank | 1 | $149.5M | 24.49% |
| 4 | Centennial Bank | Bank | 1 | $58.4M | 9.57% |
| 5 | Hereford Texas Federal Credit Union | Credit union | 1 | $28.1M* | 4.61% |
| 6 | First National Bank Texas | Bank | 1 | $10.4M | 1.70% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $610.5M | 6 | 7 | First National Bank of Hereford | 33.0% | 2,513 |
| 2024 | $573.6M | 6 | 7 | First National Bank of Hereford | 31.3% | 2,455 |
| 2023 | $555.9M | 6 | 7 | First Financial Bank | 27.2% | 2,347 |
| 2022 | $570.6M | 6 | 7 | First Financial Bank | 31.7% | 2,345 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.