| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First National Bank of Hereford | Bank | 2 | $199.0M | 32.25% |
| 2 | First Financial Bank | Bank | 1 | $173.5M | 28.13% |
| 3 | FirstBank Southwest | Bank | 1 | $167.0M | 27.07% |
| 4 | Centennial Bank | Bank | 1 | $36.4M | 5.89% |
| 5 | Hereford Texas Federal Credit Union | Credit union | 1 | $29.8M* | 4.83% |
| 6 | First National Bank Texas | Bank | 1 | $11.3M | 1.83% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $616.9M | 6 | 7 | First National Bank of Hereford | 32.3% | 2,626 |
| 2025 | $610.5M | 6 | 7 | First National Bank of Hereford | 33.0% | 2,513 |
| 2024 | $573.6M | 6 | 7 | First National Bank of Hereford | 31.3% | 2,455 |
| 2023 | $556.2M | 6 | 7 | First Financial Bank | 27.2% | 2,346 |
| 2022 | $570.8M | 6 | 7 | First Financial Bank | 31.7% | 2,343 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.