| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First United Bank | Bank | 2 | $99.8M | 56.71% |
| 2 | Centennial Bank | Bank | 2 | $48.0M | 27.31% |
| 3 | Hereford Texas Federal Credit Union | Credit union | 1 | $28.1M* | 15.98% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $175.9M | 3 | 5 | First United Bank | 56.7% | 4,217 |
| 2024 | $161.1M | 3 | 5 | First United Bank | 56.3% | 4,184 |
| 2023 | $174.6M | 3 | 5 | First United Bank | 56.5% | 4,189 |
| 2022 | $182.0M | 3 | 5 | First United Bank | 53.1% | 4,023 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.