| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First United Bank | Bank | 2 | $100.5M | 42.90% |
| 2 | Centennial Bank | Bank | 2 | $54.0M | 23.07% |
| 3 | Cornerstone Capital Bank, SSB | Bank | 1 | $50.0M | 21.32% |
| 4 | Hereford Texas Federal Credit Union | Credit union | 1 | $29.8M* | 12.71% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $234.3M | 4 | 6 | First United Bank | 42.9% | 2,989 |
| 2025 | $223.4M | 4 | 6 | First United Bank | 44.6% | 3,066 |
| 2024 | $208.1M | 4 | 6 | First United Bank | 43.6% | 3,017 |
| 2023 | $219.0M | 4 | 6 | First United Bank | 45.1% | 3,071 |
| 2022 | $228.0M | 4 | 6 | First United Bank | 42.4% | 2,970 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.