| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Lockhart Bank | Bank | 1 | $263.1M | 29.80% |
| 2 | Randolph-Brooks Federal Credit Union | Credit union | 1 | $236.0M* | 26.73% |
| 3 | Sage Capital Bank, | Bank | 2 | $122.6M | 13.88% |
| 4 | Bank OZK | Bank | 1 | $100.3M | 11.36% |
| 5 | Austin Telco Federal Credit Union | Credit union | 1 | $88.3M* | 10.00% |
| 6 | International Bank of Commerce | Bank | 1 | $33.9M | 3.84% |
| 7 | Citizens State Bank of Luling | Bank | 1 | $33.2M | 3.76% |
| 8 | First National Bank Texas | Bank | 1 | $5.5M | 0.63% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $882.9M | 8 | 9 | First Lockhart Bank | 29.8% | 2,054 |
| 2025 | $841.4M | 8 | 9 | First Lockhart Bank | 29.1% | 2,053 |
| 2024 | $820.8M | 8 | 9 | First Lockhart Bank | 30.0% | 2,079 |
| 2023 | $836.1M | 8 | 9 | First Lockhart Bank | 29.8% | 2,130 |
| 2022 | $856.5M | 8 | 9 | First Lockhart Bank | 30.5% | 2,132 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.