| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Founders Federal Credit Union | Credit union | 3 | $272.4M* | 43.70% |
| 2 | First-Citizens Bank & Trust Company | Bank | 1 | $210.5M | 33.77% |
| 3 | Spratt Savings Bank | Bank | 2 | $117.0M | 18.77% |
| 4 | Truist Bank | Bank | 1 | $23.4M | 3.76% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $623.3M | 4 | 7 | Founders Federal Credit Union | 43.7% | 3,417 |
| 2024 | $643.2M | 4 | 7 | Founders Federal Credit Union | 44.4% | 3,470 |
| 2023 | $792.5M | 4 | 9 | Founders Federal Credit Union | 53.1% | 3,903 |
| 2022 | $836.4M | 4 | 9 | Founders Federal Credit Union | 54.2% | 3,969 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.