| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Founders Federal Credit Union | Credit union | 3 | $276.2M* | 42.95% |
| 2 | First-Citizens Bank & Trust Company | Bank | 1 | $221.0M | 34.36% |
| 3 | Spratt Savings Bank | Bank | 3 | $123.0M | 19.13% |
| 4 | Truist Bank | Bank | 1 | $23.0M | 3.57% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $643.2M | 4 | 8 | Founders Federal Credit Union | 43.0% | 3,404 |
| 2025 | $623.3M | 4 | 7 | Founders Federal Credit Union | 43.7% | 3,417 |
| 2024 | $643.2M | 4 | 7 | Founders Federal Credit Union | 44.4% | 3,470 |
| 2023 | $792.2M | 4 | 9 | Founders Federal Credit Union | 53.1% | 3,902 |
| 2022 | $836.1M | 4 | 9 | Founders Federal Credit Union | 54.2% | 3,968 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.