| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Citizens & Northern Bank | Bank | 6 | $549.2M | 27.12% |
| 2 | First Citizens Community Bank | Bank | 8 | $456.9M | 22.56% |
| 3 | PS Bank | Bank | 4 | $297.9M | 14.71% |
| 4 | Manufacturers and Traders Trust Company | Bank | 2 | $153.5M | 7.58% |
| 5 | Visions Federal Credit Union | Credit union | 2 | $148.6M* | 7.34% |
| 6 | Guthrie Community Federal Credit Union | Credit union | 2 | $111.2M* | 5.49% |
| 7 | Ingersoll-Rand Federal Credit Union | Credit union | 2 | $103.2M* | 5.09% |
| 8 | Chemung Canal Trust Company | Bank | 2 | $62.0M | 3.06% |
| 9 | Corporate America Family Credit Union | Credit union | 1 | $52.7M* | 2.60% |
| 10 | Community Bank, National Association | Bank | 1 | $51.2M | 2.53% |
| 1 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.03B | 11 | 31 | Citizens & Northern Bank | 27.1% | 1,654 |
| 2024 | $1.93B | 11 | 30 | Citizens & Northern Bank | 27.3% | 1,725 |
| 2023 | $1.98B | 11 | 30 | Citizens & Northern Bank | 27.0% | 1,697 |
| 2022 | $2.01B | 11 | 33 | Citizens & Northern Bank | 25.5% | 1,600 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.