| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | ACNB Bank | Bank | 10 | $1.07B | 51.62% |
| 2 | PNC Bank, National Association | Bank | 4 | $522.4M | 25.20% |
| 3 | Members 1St Federal Credit Union | Credit union | 2 | $239.3M* | 11.54% |
| 4 | Manufacturers and Traders Trust Company | Bank | 2 | $102.6M | 4.95% |
| 5 | Truist Bank | Bank | 1 | $71.0M | 3.43% |
| 6 | Belco Community Credit Union | Credit union | 1 | $67.6M* | 3.26% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.07B | 6 | 20 | ACNB Bank | 51.6% | 3,480 |
| 2025 | $2.07B | 6 | 20 | ACNB Bank | 51.9% | 3,500 |
| 2024 | $1.94B | 6 | 20 | ACNB Bank | 51.0% | 3,445 |
| 2023 | $1.99B | 6 | 20 | ACNB Bank | 52.1% | 3,540 |
| 2022 | $2.18B | 6 | 24 | ACNB Bank | 53.2% | 3,585 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.