| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | American Heritage Bank | Bank | 9 | $537.0M | 37.75% |
| 2 | SpiritBank | Bank | 3 | $303.3M | 21.32% |
| 3 | First United Bank and Trust Company | Bank | 2 | $146.7M | 10.32% |
| 4 | Community Bank | Bank | 2 | $106.9M | 7.52% |
| 5 | Ttcu Federal Credit Union | Credit union | 1 | $103.7M* | 7.29% |
| 6 | RCB Bank | Bank | 1 | $64.1M | 4.50% |
| 7 | Westreet Federal Credit Union | Credit union | 1 | $62.0M* | 4.36% |
| 8 | Arvest Bank | Bank | 1 | $61.1M | 4.30% |
| 9 | The Central Trust Bank | Bank | 1 | $26.4M | 1.86% |
| 10 | International Bank of Commerce | Bank | 1 | $11.1M | 0.78% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.42B | 10 | 22 | American Heritage Bank | 37.8% | 2,158 |
| 2025 | $1.36B | 10 | 22 | American Heritage Bank | 40.1% | 2,260 |
| 2024 | $1.29B | 11 | 22 | American Heritage Bank | 42.3% | 2,343 |
| 2023 | $1.31B | 11 | 22 | American Heritage Bank | 42.6% | 2,341 |
| 2022 | $1.31B | 11 | 23 | American Heritage Bank | 43.4% | 2,375 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.