| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The First National Bank of Waverly | Bank | 4 | $186.8M | 47.55% |
| 2 | Homeland Credit Union | Credit union | 1 | $105.4M* | 26.83% |
| 3 | The Ohio Valley Bank Company | Bank | 1 | $85.2M | 21.69% |
| 4 | Peoples Bank | Bank | 1 | $15.5M | 3.94% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $392.8M | 4 | 7 | The First National Bank of Waverly | 47.5% | 3,467 |
| 2024 | $471.1M | 5 | 10 | The First National Bank of Waverly | 36.4% | 2,563 |
| 2023 | $526.6M | 5 | 11 | The First National Bank of Waverly | 33.5% | 2,618 |
| 2022 | $559.4M | 5 | 11 | The First National Bank of Waverly | 35.2% | 2,681 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.