| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The First National Bank of Waverly | Bank | 4 | $172.6M | 33.20% |
| 2 | Atomic Credit Union | Credit union | 3 | $129.3M* | 24.88% |
| 3 | Homeland Credit Union | Credit union | 1 | $109.5M* | 21.06% |
| 4 | The Ohio Valley Bank Company | Bank | 1 | $96.8M | 18.62% |
| 5 | Peoples Bank | Bank | 1 | $11.6M | 2.23% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $519.7M | 5 | 10 | The First National Bank of Waverly | 33.2% | 2,516 |
| 2025 | $392.8M | 4 | 7 | The First National Bank of Waverly | 47.5% | 3,467 |
| 2024 | $471.1M | 5 | 10 | The First National Bank of Waverly | 36.4% | 2,563 |
| 2023 | $528.2M | 5 | 11 | The First National Bank of Waverly | 33.4% | 2,617 |
| 2022 | $561.1M | 5 | 11 | The First National Bank of Waverly | 35.1% | 2,679 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.