| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers & Merchants Bank of North Dakota | Bank | 2 | $94.2M | 32.39% |
| 2 | First United Bank | Bank | 3 | $66.6M | 22.90% |
| 3 | State Bank of Lakota | Bank | 1 | $57.6M | 19.79% |
| 4 | First Community Credit Union | Credit union | 1 | $42.0M* | 14.44% |
| 5 | North Star Community Credit Union | Credit union | 1 | $30.5M* | 10.49% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $290.9M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 32.4% | 2,284 |
| 2025 | $286.8M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 32.9% | 2,302 |
| 2024 | $274.7M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 32.9% | 2,299 |
| 2023 | $286.1M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 34.9% | 2,356 |
| 2022 | $311.8M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 32.9% | 2,347 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.