| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Farmers & Merchants Bank of North Dakota | Bank | 2 | $94.4M | 32.92% |
| 2 | First United Bank | Bank | 3 | $64.3M | 22.42% |
| 3 | State Bank of Lakota | Bank | 1 | $57.8M | 20.16% |
| 4 | First Community Credit Union | Credit union | 1 | $41.1M* | 14.34% |
| 5 | North Star Community Credit Union | Credit union | 1 | $29.1M* | 10.16% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $286.8M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 32.9% | 2,302 |
| 2024 | $274.7M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 32.9% | 2,299 |
| 2023 | $287.2M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 34.7% | 2,347 |
| 2022 | $312.8M | 5 | 8 | Farmers & Merchants Bank of North Dakota | 32.8% | 2,339 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.