| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Merchants Bank | Bank | 3 | $67.1M | 29.80% |
| 2 | North Star Community Credit Union | Credit union | 2 | $61.0M* | 27.13% |
| 3 | Peoples State Bank of Velva | Bank | 1 | $56.6M | 25.16% |
| 4 | Bravera Bank | Bank | 1 | $36.5M | 16.23% |
| 5 | First State Bank of Harvey | Bank | 1 | $3.8M | 1.69% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $225.0M | 5 | 8 | Merchants Bank | 29.8% | 2,523 |
| 2025 | $211.8M | 5 | 8 | Merchants Bank | 31.4% | 2,538 |
| 2024 | $177.6M | 5 | 7 | Merchants Bank | 35.7% | 2,593 |
| 2023 | $176.1M | 5 | 7 | Merchants Bank | 34.3% | 2,529 |
| 2022 | $188.2M | 5 | 7 | Merchants Bank | 32.2% | 2,491 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.