| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Merchants Bank | Bank | 3 | $66.5M | 31.38% |
| 2 | North Star Community Credit Union | Credit union | 2 | $58.3M* | 27.52% |
| 3 | Peoples State Bank of Velva | Bank | 1 | $48.7M | 22.97% |
| 4 | Bravera Bank | Bank | 1 | $34.4M | 16.26% |
| 5 | First State Bank of Harvey | Bank | 1 | $4.0M | 1.87% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $211.8M | 5 | 8 | Merchants Bank | 31.4% | 2,538 |
| 2024 | $177.6M | 5 | 7 | Merchants Bank | 35.7% | 2,593 |
| 2023 | $140.8M | 4 | 6 | Merchants Bank | 42.9% | 3,325 |
| 2022 | $147.4M | 4 | 6 | Merchants Bank | 41.2% | 3,289 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.