| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Carolina Bank | Bank | 1 | $926.2M | 20.85% |
| 2 | Providence Bank | Bank | 3 | $705.2M | 15.88% |
| 3 | Southern Bank and Trust Company | Bank | 5 | $604.2M | 13.60% |
| 4 | State Employees' Credit Union | Credit union | 3 | $561.1M* | 12.63% |
| 5 | Truist Bank | Bank | 2 | $377.1M | 8.49% |
| 6 | PNC Bank, National Association | Bank | 4 | $347.2M | 7.82% |
| 7 | Coastal Federal Credit Union | Credit union | 1 | $255.3M* | 5.75% |
| 8 | Wells Fargo Bank, National Association | Bank | 2 | $240.1M | 5.40% |
| 9 | First-Citizens Bank & Trust Company | Bank | 1 | $154.3M | 3.47% |
| 10 | United Bank | Bank | 2 | $123.0M | 2.77% |
| 5 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $4.44B | 15 | 30 | First Carolina Bank | 20.9% | 1,250 |
| 2025 | $4.95B | 14 | 29 | First Carolina Bank | 33.8% | 1,719 |
| 2024 | $4.48B | 14 | 30 | First Carolina Bank | 30.7% | 1,573 |
| 2023 | $4.30B | 13 | 29 | First Carolina Bank | 27.0% | 1,409 |
| 2022 | $3.71B | 13 | 30 | First Carolina Bank | 16.6% | 1,178 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.