| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First Carolina Bank | Bank | 1 | $1.68B | 33.84% |
| 2 | Providence Bank | Bank | 3 | $616.5M | 12.45% |
| 3 | Southern Bank and Trust Company | Bank | 5 | $603.0M | 12.18% |
| 4 | State Employees' Credit Union | Credit union | 3 | $527.2M* | 10.65% |
| 5 | Truist Bank | Bank | 2 | $359.9M | 7.27% |
| 6 | PNC Bank, National Association | Bank | 4 | $344.3M | 6.95% |
| 7 | Wells Fargo Bank, National Association | Bank | 2 | $225.5M | 4.55% |
| 8 | Coastal Federal Credit Union | Credit union | 1 | $225.3M* | 4.55% |
| 9 | First-Citizens Bank & Trust Company | Bank | 1 | $125.3M | 2.53% |
| 10 | United Bank | Bank | 2 | $119.5M | 2.41% |
| 4 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $4.95B | 14 | 29 | First Carolina Bank | 33.8% | 1,719 |
| 2024 | $4.48B | 14 | 30 | First Carolina Bank | 30.7% | 1,573 |
| 2023 | $4.30B | 13 | 29 | First Carolina Bank | 27.1% | 1,409 |
| 2022 | $3.71B | 13 | 30 | First Carolina Bank | 16.6% | 1,178 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.