| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | First-Citizens Bank & Trust Company | Bank | 2 | $368.8M | 25.52% |
| 2 | PNC Bank, National Association | Bank | 1 | $248.0M | 17.16% |
| 3 | State Employees' Credit Union | Credit union | 1 | $187.0M* | 12.94% |
| 4 | Nantahala Bank & Trust Company | Bank | 1 | $149.7M | 10.36% |
| 5 | First Bank | Bank | 2 | $140.1M | 9.69% |
| 6 | Wells Fargo Bank, National Association | Bank | 1 | $122.6M | 8.48% |
| 7 | United Community Bank | Bank | 1 | $118.8M | 8.22% |
| 8 | Regions Bank | Bank | 1 | $63.5M | 4.39% |
| 9 | Mountain Credit Union | Credit union | 1 | $46.7M* | 3.23% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.45B | 9 | 11 | First-Citizens Bank & Trust Company | 25.5% | 1,484 |
| 2025 | $1.44B | 9 | 11 | First-Citizens Bank & Trust Company | 27.8% | 1,567 |
| 2024 | $1.37B | 10 | 12 | First-Citizens Bank & Trust Company | 27.4% | 1,543 |
| 2023 | $1.37B | 10 | 12 | First-Citizens Bank & Trust Company | 27.0% | 1,569 |
| 2022 | $1.50B | 9 | 12 | First-Citizens Bank & Trust Company | 29.9% | 1,687 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.