| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 2 | $351.5M* | 39.20% |
| 2 | First Bank | Bank | 1 | $152.1M | 16.97% |
| 3 | First-Citizens Bank & Trust Company | Bank | 1 | $150.5M | 16.78% |
| 4 | Baxter Credit Union | Credit union | 1 | $102.8M* | 11.47% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $71.9M | 8.02% |
| 6 | Self-Help Credit Union | Credit union | 1 | $37.6M* | 4.19% |
| 7 | Mcdowell Cornerstone Credit Union | Credit union | 1 | $30.3M* | 3.38% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $896.7M | 7 | 8 | State Employees' Credit Union | 39.2% | 2,331 |
| 2024 | $829.5M | 7 | 8 | State Employees' Credit Union | 38.9% | 2,307 |
| 2023 | $877.2M | 7 | 8 | State Employees' Credit Union | 42.6% | 2,487 |
| 2022 | $906.9M | 8 | 9 | State Employees' Credit Union | 41.5% | 2,352 |
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