| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 2 | $374.0M* | 39.14% |
| 2 | First Bank | Bank | 1 | $162.6M | 17.01% |
| 3 | First-Citizens Bank & Trust Company | Bank | 1 | $143.2M | 14.99% |
| 4 | Baxter Credit Union | Credit union | 1 | $122.8M* | 12.85% |
| 5 | Wells Fargo Bank, National Association | Bank | 1 | $79.1M | 8.28% |
| 6 | Self-Help Credit Union | Credit union | 1 | $43.0M* | 4.50% |
| 7 | Mcdowell Cornerstone Credit Union | Credit union | 1 | $30.9M* | 3.23% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $955.6M | 7 | 8 | State Employees' Credit Union | 39.1% | 2,310 |
| 2025 | $896.7M | 7 | 8 | State Employees' Credit Union | 39.2% | 2,331 |
| 2024 | $829.5M | 7 | 8 | State Employees' Credit Union | 38.9% | 2,307 |
| 2023 | $875.9M | 7 | 8 | State Employees' Credit Union | 42.7% | 2,495 |
| 2022 | $905.8M | 8 | 9 | State Employees' Credit Union | 41.6% | 2,359 |
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