| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 1 | $175.7M* | 48.39% |
| 2 | United Community Bank | Bank | 1 | $127.7M | 35.15% |
| 3 | First-Citizens Bank & Trust Company | Bank | 1 | $59.8M | 16.47% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $363.2M | 3 | 3 | State Employees' Credit Union | 48.4% | 3,848 |
| 2024 | $332.4M | 3 | 3 | State Employees' Credit Union | 48.5% | 3,869 |
| 2023 | $364.2M | 3 | 3 | State Employees' Credit Union | 51.3% | 3,949 |
| 2022 | $343.3M | 3 | 3 | State Employees' Credit Union | 54.8% | 4,195 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.