| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 2 | $351.5M* | 25.50% |
| 2 | United Community Bank | Bank | 2 | $335.1M | 24.31% |
| 3 | Civic Federal Credit Union | Credit union | 1 | $249.7M* | 18.11% |
| 4 | First-Citizens Bank & Trust Company | Bank | 1 | $200.1M | 14.52% |
| 5 | Truist Bank | Bank | 1 | $89.6M | 6.50% |
| 6 | PNC Bank, National Association | Bank | 1 | $62.3M | 4.52% |
| 7 | Mountain Credit Union | Credit union | 1 | $45.8M* | 3.33% |
| 8 | Nantahala Bank & Trust Company | Bank | 1 | $44.4M | 3.22% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $1.38B | 8 | 10 | State Employees' Credit Union | 25.5% | 1,864 |
| 2024 | $1.06B | 7 | 9 | State Employees' Credit Union | 30.3% | 2,277 |
| 2023 | $1.09B | 7 | 9 | State Employees' Credit Union | 34.1% | 2,331 |
| 2022 | $1.11B | 7 | 9 | State Employees' Credit Union | 33.8% | 2,327 |
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