| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | State Employees' Credit Union | Credit union | 1 | $175.7M* | 44.41% |
| 2 | Uwharrie Bank | Bank | 1 | $112.0M | 28.32% |
| 3 | Truist Bank | Bank | 1 | $107.9M | 27.27% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $395.7M | 3 | 3 | State Employees' Credit Union | 44.4% | 3,518 |
| 2024 | $374.0M | 3 | 3 | State Employees' Credit Union | 43.1% | 3,477 |
| 2023 | $380.1M | 3 | 3 | State Employees' Credit Union | 49.1% | 3,722 |
| 2022 | $368.5M | 3 | 3 | State Employees' Credit Union | 51.0% | 3,832 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.