| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Tompkins Bank & Trust | Bank | 9 | $1.68B | 45.12% |
| 2 | Beginnings Credit Union | Credit union | 9 | $788.3M* | 21.23% |
| 3 | Manufacturers and Traders Trust Company | Bank | 3 | $269.6M | 7.26% |
| 4 | JPMorgan Chase Bank, National Association | Bank | 1 | $150.0M | 4.04% |
| 5 | Chemung Canal Trust Company | Bank | 2 | $133.6M | 3.60% |
| 6 | Community Bank, National Association | Bank | 4 | $114.7M | 3.09% |
| 7 | The First National Bank of Groton | Bank | 1 | $113.1M | 3.05% |
| 8 | KeyBank National Association | Bank | 1 | $107.0M | 2.88% |
| 9 | The First National Bank of Dryden | Bank | 1 | $101.6M | 2.74% |
| 10 | Visions Federal Credit Union | Credit union | 1 | $74.3M* | 2.00% |
| 5 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $3.71B | 15 | 37 | Tompkins Bank & Trust | 45.1% | 2,614 |
| 2024 | $3.58B | 15 | 38 | Tompkins Bank & Trust | 45.0% | 2,558 |
| 2023 | $3.68B | 15 | 39 | Tompkins Bank & Trust | 46.5% | 2,723 |
| 2022 | $3.73B | 14 | 37 | Tompkins Bank & Trust | 47.5% | 2,778 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.