| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Visions Federal Credit Union | Credit union | 6 | $445.9M* | 45.15% |
| 2 | Tioga State Bank National Association | Bank | 5 | $237.7M | 24.08% |
| 3 | Chemung Canal Trust Company | Bank | 2 | $149.6M | 15.15% |
| 4 | Manufacturers and Traders Trust Company | Bank | 1 | $57.9M | 5.86% |
| 5 | NBT Bank, National Association | Bank | 1 | $49.6M | 5.03% |
| 6 | Community Bank, National Association | Bank | 1 | $46.7M | 4.73% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $987.4M | 6 | 16 | Visions Federal Credit Union | 45.1% | 2,930 |
| 2024 | $1.05B | 6 | 16 | Visions Federal Credit Union | 45.0% | 2,967 |
| 2023 | $1.02B | 6 | 17 | Visions Federal Credit Union | 47.8% | 3,100 |
| 2022 | $1.06B | 6 | 17 | Visions Federal Credit Union | 47.5% | 3,108 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.