| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Five Star Bank | Bank | 2 | $200.3M | 26.24% |
| 2 | The Lyons National Bank | Bank | 1 | $173.2M | 22.70% |
| 3 | Community Bank, National Association | Bank | 3 | $160.0M | 20.96% |
| 4 | Beginnings Credit Union | Credit union | 1 | $87.6M* | 11.47% |
| 5 | The Summit Federal Credit Union | Credit union | 1 | $83.6M* | 10.96% |
| 6 | Manufacturers and Traders Trust Company | Bank | 1 | $25.7M | 3.37% |
| 7 | Chemung Canal Trust Company | Bank | 1 | $19.4M | 2.53% |
| 8 | Savannah Bank National Association | Bank | 1 | $13.5M | 1.77% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $763.3M | 8 | 11 | Five Star Bank | 26.2% | 1,916 |
| 2024 | $740.2M | 8 | 11 | Five Star Bank | 26.9% | 1,770 |
| 2023 | $732.1M | 8 | 11 | Five Star Bank | 25.7% | 1,787 |
| 2022 | $732.1M | 8 | 11 | Five Star Bank | 24.9% | 1,778 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.