| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | ESL Federal Credit Union | Credit union | 2 | $367.6M* | 31.01% |
| 2 | Five Star Bank | Bank | 2 | $229.0M | 19.31% |
| 3 | The Lyons National Bank | Bank | 1 | $182.3M | 15.37% |
| 4 | Community Bank, National Association | Bank | 2 | $164.3M | 13.86% |
| 5 | Beginnings Credit Union | Credit union | 1 | $93.2M* | 7.86% |
| 6 | The Summit Federal Credit Union | Credit union | 1 | $87.3M* | 7.37% |
| 7 | Manufacturers and Traders Trust Company | Bank | 1 | $26.3M | 2.22% |
| 8 | Chemung Canal Trust Company, National Association | Bank | 1 | $21.7M | 1.83% |
| 9 | Savannah Bank National Association | Bank | 1 | $13.8M | 1.16% |
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $1.19B | 9 | 12 | ESL Federal Credit Union | 31.0% | 1,889 |
| 2025 | $888.8M | 10 | 14 | Five Star Bank | 22.5% | 1,612 |
| 2024 | $910.5M | 10 | 14 | Five Star Bank | 21.9% | 1,479 |
| 2023 | $904.8M | 10 | 14 | Five Star Bank | 20.8% | 1,493 |
| 2022 | $879.8M | 10 | 14 | Five Star Bank | 20.8% | 1,489 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.