| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Bank, National Association | Bank | 8 | $796.5M | 32.00% |
| 2 | Sea Comm Federal Credit Union | Credit union | 4 | $289.5M* | 11.63% |
| 3 | The North Country Savings Bank | Bank | 4 | $284.1M | 11.42% |
| 4 | Saint Lawrence Federal Credit Union | Credit union | 6 | $239.3M* | 9.61% |
| 5 | NBT Bank, National Association | Bank | 4 | $237.1M | 9.53% |
| 6 | KeyBank National Association | Bank | 4 | $211.9M | 8.51% |
| 7 | Massena Savings and Loan | Bank | 2 | $148.2M | 5.95% |
| 8 | Northern Federal Credit Union | Credit union | 2 | $111.8M* | 4.49% |
| 9 | Gouverneur Savings and Loan Association | Bank | 1 | $68.3M | 2.74% |
| 10 | Ed-Med Federal Credit Union | Credit union | 1 | $30.3M* | 1.22% |
| 5 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2026 | $2.49B | 15 | 42 | Community Bank, National Association | 32.0% | 1,612 |
| 2025 | $2.32B | 15 | 43 | Community Bank, National Association | 28.3% | 1,434 |
| 2024 | $2.38B | 15 | 43 | Community Bank, National Association | 29.6% | 1,502 |
| 2023 | $2.29B | 15 | 44 | Community Bank, National Association | 28.8% | 1,457 |
| 2022 | $2.37B | 14 | 46 | Community Bank, National Association | 27.0% | 1,374 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.