| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | Community Bank, National Association | Bank | 9 | $655.3M | 28.26% |
| 2 | Sea Comm Federal Credit Union | Credit union | 4 | $283.0M* | 12.20% |
| 3 | The North Country Savings Bank | Bank | 4 | $273.7M | 11.80% |
| 4 | NBT Bank, National Association | Bank | 4 | $234.4M | 10.11% |
| 5 | Saint Lawrence Federal Credit Union | Credit union | 6 | $215.5M* | 9.29% |
| 6 | KeyBank National Association | Bank | 4 | $211.7M | 9.13% |
| 7 | Massena Savings and Loan | Bank | 2 | $147.1M | 6.34% |
| 8 | Northern Credit Union | Credit union | 2 | $106.0M* | 4.57% |
| 9 | Gouverneur Savings and Loan Association | Bank | 1 | $66.2M | 2.85% |
| 10 | Twin Rivers Federal Credit Union | Credit union | 1 | $34.7M* | 1.50% |
| 5 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $2.32B | 15 | 43 | Community Bank, National Association | 28.3% | 1,434 |
| 2024 | $2.38B | 15 | 43 | Community Bank, National Association | 29.6% | 1,502 |
| 2023 | $2.28B | 15 | 44 | Community Bank, National Association | 28.9% | 1,460 |
| 2022 | $2.36B | 14 | 46 | Community Bank, National Association | 27.1% | 1,376 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.