| # | Institution | Type | Branches | Deposits | Share |
|---|---|---|---|---|---|
| 1 | The Canandaigua National Bank and Trust Company | Bank | 8 | $1.77B | 38.65% |
| 2 | ESL Federal Credit Union | Credit union | 3 | $672.9M* | 14.72% |
| 3 | The Lyons National Bank | Bank | 3 | $396.5M | 8.68% |
| 4 | Community Bank, National Association | Bank | 5 | $340.1M | 7.44% |
| 5 | Five Star Bank | Bank | 4 | $319.6M | 6.99% |
| 6 | Wayne Bank | Bank | 1 | $205.7M | 4.50% |
| 7 | Reliant Community Federal Credit Union | Credit union | 3 | $193.2M* | 4.23% |
| 8 | JPMorgan Chase Bank, National Association | Bank | 2 | $165.2M | 3.61% |
| 9 | Empower Federal Credit Union | Credit union | 1 | $148.1M* | 3.24% |
| 10 | Finger Lakes Federal Credit Union | Credit union | 2 | $106.7M* | 2.34% |
| 6 more institutions, year-over-year share and branch changes with Pro →$29/mo, cancel any time. | |||||
* Credit-union deposits are estimated (June total shares spread evenly across branches).
| Year | Deposits | Institutions | Branches | Leader | Top share | HHI |
|---|---|---|---|---|---|---|
| 2025 | $4.57B | 16 | 38 | The Canandaigua National Bank and Trust Company | 38.6% | 1,966 |
| 2024 | $4.16B | 14 | 36 | The Canandaigua National Bank and Trust Company | 35.9% | 1,832 |
| 2023 | $4.12B | 14 | 36 | The Canandaigua National Bank and Trust Company | 34.5% | 1,811 |
| 2022 | $4.68B | 14 | 37 | The Canandaigua National Bank and Trust Company | 35.3% | 1,811 |
Every institution above links to its profile — ratios, peer medians and this quarter’s change signals. Pro adds the full table, share movement and CSV export.